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Terms of Service

Last Updated: May 2026

1. Introduction

Welcome to Utilifyx. These Terms of Service ("Terms") govern your use of our website and its provided tools. By accessing or using Utilifyx, you agree to be bound by these Terms.

Utilifyx is operated by an individual based in India. You may contact us at support@utilifyx.com.

2. Our Service

Utilifyx provides free online file processing, conversion, and calculation tools for personal and professional use. We reserve the right to modify, suspend, or discontinue any part of the service at any time without prior notice.

3. Permitted Use & Conduct

By using our service, you agree that:

  • You will use the tools for lawful purposes only.
  • You own or have the necessary rights to any files you upload for processing.
  • You will not use the tools to process illegal, obscene, or infringing content.
  • You will not attempt to reverse-engineer, scrape, or overload our servers.

4. Intellectual Property

The Utilifyx name, branding, website design, and underlying code are the exclusive property of the operator.

However, we claim no ownership over the files you upload. The modified or processed tool outputs belong entirely to you.

5. Financial & General Disclaimers

CRITICAL DISCLAIMER: All financial calculators provided on this site (including EMI, GST, Salary, and Income Tax calculators) provide estimates only. These tools do not constitute financial, investment, or tax advice. Results are based on simplified standard assumptions and may not reflect your actual tax liability or exact loan terms. You must consult a qualified Chartered Accountant (CA) or financial advisor before making any financial decisions. Please read our full Disclaimer.

All tools are provided on an "as-is" and "as-available" basis without any warranties of fitness for a particular purpose. While we strive for accuracy, file processing results and calculation outputs may vary and should be independently verified before official use.

6. Limitation of Liability

To the maximum extent permitted by law, Utilifyx and its operator shall not be liable for any direct, indirect, incidental, consequential, or punitive damages (including loss of profits, data, or business) arising out of your use of the service. Because the service is provided for free, our maximum liability to you under any circumstance is limited to zero.

7. Modifications to Terms

We reserve the right to modify these Terms at any time. We will provide at least 7 days' notice of material changes via a website banner. Continued use of the service after such modifications constitutes your acceptance of the updated Terms.

8. Governing Law & Dispute Resolution

These Terms are governed by the laws of India. Any disputes arising out of or related to these Terms or the use of Utilifyx shall be subject to the exclusive jurisdiction of the courts located in New Delhi, India.